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PF Calculator – Calculate EPF Contribution from CTC

PF (Provident Fund) is calculated as 12% of basic salary and deducted from your salary, with an equal contribution from the employer.

👉 Enter your salary below to calculate exact PF deduction.

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Most companies keep basic salary between 40% – 50% of CTC.

Basic Salary (Monthly)₹28,000
Basic Salary (Annual)₹3,36,000
PF Contribution Summary
Employee PF₹3,360 / month
(Deduction)
Employer PF ₹3,360 / month
(Added to CTC)
EPF(3.67%)₹1,028 / month
EPS (8.33%)₹2,332 / month
Total PF Saved₹6,720 / month
Total Annual PF₹80,640

PF is calculated as 12% of Basic Salary + Dearness Allowance. Both employee and employer contribute equally to EPF.

FAQs on PF Calculator – Calculate EPF Contribution from CTC

What is PF contribution in India?
Provident Fund (PF) is a retirement savings scheme where both employee and employer contribute 12% of the employee's basic salary and dearness allowance.
How is PF calculated from salary?
PF is calculated as 12% of basic salary. The employee contributes 12% and the employer also contributes 12%, making a total of 24% contribution.
What is the PF percentage in India?
The PF contribution is 12% of basic salary from the employee and 12% from the employer.
How much PF is deducted from salary?
PF deduction is usually 12% of basic salary. For example, if basic salary is ₹15,000, PF deduction is ₹1,800 per month.
Is PF calculated on basic or gross salary?
PF is calculated on basic salary (and DA if applicable), not on gross salary or total CTC.
Is PF deducted from CTC or salary?
Employee PF is deducted from salary, while employer PF is included in CTC but not paid as part of take-home salary.
What is the PF wage ceiling limit?
PF is typically calculated on a maximum basic salary of ₹15,000 per month, resulting in a maximum PF deduction of ₹1,800.
What is the employer EPF contribution split?
Out of the employer's 12% contribution, 8.33% goes to EPS (Employee Pension Scheme) and the remaining 3.67% goes to EPF.