CTC to In-Hand Salary Calculator

Use our free CTC to in-hand salary calculator to estimate your monthly take-home salary in India. Understand how tax, PF, and deductions impact your salary under the new and old tax regimes.

Annual CTC

₹

Bonus / Variable Pay

Optional

Percentage of CTC

Fixed Amount

Bonus (% of annual CTC)

Bonus is performance-linked and usually paid separately from monthly salary.

Choose Tax Regime

Not sure which to choose? Compare regimes →

Note: This calculator assumes Basic Salary at 40% of CTC, PF at 12% of Basic, standard deduction, and average professional tax. Actual take-home salary may vary based on company policy, location, and benefits. This calculator follows standard Indian salary structures used by most private-sector companies.